If the item purchased is returned the credit will be reversed and the monies deducted from your account. We reserve the right to withdraw this offer at any time.
All financial services products, delivery and installation charges, unless otherwise stated, are excluded from this offer, exclusions will be confirmed at the point of order.
In checkout, click the Buy Now Pay Later 'Add to order button'. At this point you'll choose to spread the cost over the 12 month payment free period plus either 104 or 156 weeks. This will be the term you will pay over if you do not pay the full cash price within the payment free period.
Interest will be calculated for the payment free period plus the repayment period. The payment free period will begin at point of order (including for those items which are purchased on pre-order and/or are not ready for immediate dispatch).
Your Interest rate for interest bearing credit terms, will depend on your credit status and confirmed upon successful application and at the point of order.
Avoid interest by paying the cash price in full before the end of the payment free period. Whether you are paying the full cash price, or a part payment, remember to allocate your payment to the specific item you wish to pay off.
12 months = 12 calendar months.
Over 18's only. Credit provided, subject to credit and account status by Shop Direct Finance Company Limited. Authorised and regulated by the Financial Conduct Authority.
We have brought together Kays, Great Universal and Empire Stores to create K&Co. It's inspired by you and built on over 100 years of home shopping experience. So K&Co is a collection all of your own - and you can expect the kind of 'tried and tested' customer service that only comes with time.